1. Can I pay by instalments?
Yes, we would require a 20% deposit followed by 10 monthly payments by Direct Debit. Your credit agreement will be with Premium Credit Limited. Interest of 14% (33.8% APR) will be added to your monthly payments.
2. What security is there with the companies you deal with?
All insurers are regulated and authorised by the Financial Services Authority.
3. Protected no-claims bonus?
This will allow you to have a certain number of claims arising from your own error or fault without affecting your no-claims discount. This is not available on our internet quotation site. If this is important to you then please call us on freephone 0800 0923 935 and one of our operators can prepare a quote for you. This is not available to all clients, and not with all insurers. Some of our panel may provide this, subject to eligibility, terms and conditions. We carry a warning that protected no claim discount, whilst helping to preserve the level of no claim discount does not guarantee that the rates will not increase.
4. Is there a courtesy car in the event of an accident?
The answer is normally yes, provided you have Comprehensive insurance, if the vehicle is repairable (not written off) and the claim is arranged through your insurance companies approved repairer (subject to availability). Certain members of our insurance panel do not provide courtesy vehicles and this is displayed on the Quote Calculation page.
5. Do you deal with other types of insurance?
Yes, we are able to provide motor-cycle, commercial vehicles (vans), travel and household insurance. Please call us on freephone 0800 0923 935 and we will be pleased to provide you with an immediate quotation.
6. Do you insure drivers under 25?
Yes, we have a range of policies for young drivers and for first time insurers. Please call us on freephone 0800 0923 935 for further information.
7. I've been a named driver on someone else's policy for a few years so does that entitle me to a no-claims discount if I start on my own?
Our panel of insurers will not allow for you to benefit from no-claims discount. However we can usually arrange an introductory discount for you if you are claim-free. Please call us on freephone 0800 0923 935 if this applies to you.
8. I'm getting a second car, so can I use the bonus twice?
Our panel of insurers will only allow the no-claims bonus to be used for one vehicle. But if you are claim-free we may be able to offer an introductory discount through one of our insurers.